Invest in your financial health

Plan earlier with better evidence.

Build a phased care-cost scenario using CMS/HHS analytics, peer-reviewed lifestyle evidence, and current national care costs.

Answers stay in this browser and are not saved.

Step 1 of 5Personal profile

Personal profile

Set the planning baseline

HHS/ASPE publishes LTSS benchmarks by sex and marital status. Height and weight calculate BMI as a screening signal only.

Current age

Age you want to be financially ready

The model may recommend moving this earlier.

Which HHS/ASPE population benchmark should we use?

Overall56.4% need; 3.1 years averageWomen63.7% need; 3.6 years averageMen48.6% need; 2.5 years average

Marital status at the planning horizon

Married / partneredASPE: 0.7 average paid-care yearsUnmarried / unpartneredASPE: 1.0 average paid-care years

Height (feet)

Additional inches

Weight

lb

CMS/HHS-framed educational calculatorCosts from CareScout 2025pwa.org